HUD-Approved Housing Counseling

A trained counselor can help if you are behind on rent, facing eviction or foreclosure, or trying to keep or find a home.

Good to know

Help with eviction, foreclosure, and homelessness is always free. Call 1-800-569-4287 to find a counselor near you.

Before you call

Have ready

  • say your preferred language when you call: HUD says you can ask for a live operator in a wide variety of languages

They can

  • find a HUD-participating housing counseling agency near you: call 800-569-4287 (202-708-1455 TTY) or search online
  • offer mortgage delinquency and default resolution counseling (foreclosure), rental counseling for eviction, landlord and tenant disputes and Section 8, and homeless counseling, through the agencies
  • connect you to disaster counseling help: press 5 when you call 800-569-4287
  • give foreclosure, eviction and homeless counseling free: HUD says these are always free. Other counseling may have a small fee, which the agency must tell you first and must waive if you cannot afford it
  • help you file a housing discrimination complaint

They cannot

  • promise that every agency offers every service: HUD says not all agencies offer all types of counseling, so ask the agency about the kind of help you need first, such as eviction or foreclosure counseling

In the emergency guides: I'm behind on my mortgage and could lose my home → · I got an eviction notice or court papers → · A flood, fire or storm hit my home →

Hours
Automated line any time; live help in business hours
Coverage
Nationwide (U.S.)
Languages
English, Spanish
Last checked
September 6, 2026

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We list this organization because people told us it helped. We’re not affiliated with it, and we don’t speak for it. Last checked September 6, 2026: we opened its own site and confirmed this link and number. We don’t call the lines, and hours can change — their site has the latest.

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