State Health Insurance Assistance Program (SHIP)

Your state's SHIP gives one-on-one help with Medicare. A counselor can help you choose a plan, review your coverage, understand costs and apply for Extra Help.

Good to know

Medicare.gov describes SHIP counseling as free. The site has a list of states, and you pick yours to find your local office and its phone number.

Coverage
Nationwide (U.S.)
Languages
English
Best for
Older adults
Last checked
October 3, 2026

See something out of date or wrong? Tell us and we’ll check it.

We list this organization because people told us it helped. We’re not affiliated with it, and we don’t speak for it. Last checked October 3, 2026: we opened its own site and confirmed this link and number. We don’t call the lines, and hours can change — their site has the latest.

Heavy moment? Call or text 988 — or we’re here.

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