Money
Small steps that worked for real people, on money.
The sky over Money · 110 small steps
- A brown bag, a marker, and their name on it
- An old map turns the wrapping into part of the present
- Any library can borrow from every library
- Ask the librarian — rent help counts as a question
- Be in the room for the move-out walkthrough
- Book tonight, sleep on it
- No internet at home? Borrow it from the library
- One story: the first full tank
- When you shop for a car, price the crash too
- The library is shelter you've already paid for
- Take the VIN to the dealer before the cash changes hands
- The fee the counter skips
Or browse another area:
- moneyA deal you didn't need is not a savingThe extreme-couponing hauls on TV are gone. Six conversations say the truth that outlasts them: a deal you did not need is not a saving.
- moneyAsk the four-year school before you take the classEight conversations say the mistake is assuming the credits count. Ask the university you are transferring to, course by course, before you enrol.
- moneyCheck your email against the breach listSix conversations say put your email into a breach-checking site and see what has leaked. Then change every password you reused, and add the second step.
All 110 tips on money
- A brown bag, a marker, and their name on it
- A credit union is a bank you own a piece of
- A deal you didn't need is not a saving
- A second opinion costs an exam fee
- Add up the whole loan, not the monthly payment
- An old map turns the wrapping into part of the present
- Any library can borrow from every library
- Ask for separate bills before you order
- Ask for the free version by name
- Ask someone to do the back
- Ask the bank to take the fee off
- Ask the four-year school before you take the class
- Ask the librarian — rent help counts as a question
- Ask the stall for the seconds
- Bank the warranty money instead
- Be in the room for the move-out walkthrough
- Book tonight, sleep on it
- Buy it once: the boots rule
- Buy the ingredient, not the box
- Cancel the trial the day you start it
- Carry the bottle through empty
- Cheap rent is a ratio, not a number
- Check the pockets. And the Bibles.
- Check your email against the breach list
- Cost per use: one small formula for the store aisle
- Creep arrives as a monthly payment
- Decide your giving before the register asks
- Don't pay the first bill
- Every hobby has a cheap door
- Find ten percent first
- Fix the rate, then calendar its ending
- Forty prices for the same textbook — search the ISBN
- Freeze it at all three
- Get safe, then get facts
- Getting off at the layover: the cheap trick with teeth
- Give one garage the small jobs first
- Go one desk up, in writing
- Grow the herbs, not the potatoes
- Help exists. Using it is what it’s for.
- Hire the inspector yourself
- If the repair costs what the car is worth, it is not a repair
- Interview the apartment’s bills before you sign
- Leaving for the winter? Keep it warm enough to come home to
- Let the cart sit until it ships free
- Let the search sites find it — let the airline sell it
- Make the coffee, keep the café for company
- Make the warehouse club prove itself
- Move the money that’s just sitting there
- Move-in day: photograph everything before the boxes
- Name the person you’re leaving out
- No internet at home? Borrow it from the library
- One email to the professor: will last year’s edition do?
- One story: the first full tank
- One subscription at a time
- Pay yourself first, even if it’s $5
- Price the airport one town over
- Price thrift electronics as if they’re broken
- Program the thermostat down — never off
- Put it in the cart and close the tab
- Read the ticket before you pay it
- Read what the leather label leaves out
- Say you want to cancel, and then say nothing
- Secondhand clothes: the bed-bug protocol
- Send the move-in photos to the landlord — the same day
- Sew once, wrap forever
- Shaving without the subscription
- Spend where you touch the ground
- Take the empty tank somewhere that fills it
- Take the match first
- Take the VIN to the dealer before the cash changes hands
- The attic is the 50% lever
- The casket can come from anywhere
- The cheap fix that costs more
- The comics you save all year become the wrapping kids read first
- The edge tells you faster than the date
- The eggs are the bonus, not the saving
- The energy audit is free — and it finds the leaks for you
- The fee has to be in the lease
- The fee the counter skips
- The fourth grader gets the whole car in
- The gift bag that comes back every year
- The library is shelter you've already paid for
- The library will lend you a sewing machine
- The line in the secondhand aisle
- The location is the test
- The manual outranks the sticker
- The person who wrote the paper will send it to you
- The repeated complaint is the real review
- The restaurant supply store is a thrift store that sells new
- The ring rule was an advertisement
- The route decides what you're owed
- The same seat, priced by country
- The student clinic costs less and takes longer
- The student discount waits to be asked
- The zoo pass is at the library desk
- Thrift where the rich people donate
- Try the antenna before you cancel
- Try the cloth pads before the cup
- Turn on every alert
- Two decisions set the price of the whole wedding
- Wait on the textbooks — the professor may not use them
- Weigh what you're paying for
- When should you book the flight? Two honest answers
- When you shop for a car, price the crash too
- When your taxes deserve a professional
- Where the free notaries are
- Wrap the gift inside a second gift
- You can leave the dealership mid-sentence
- Your charging port is full of pocket lint
- Your prescription is yours to take anywhere
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