MoneyHelper

You can get free, impartial guidance on money, from everyday budgeting and money troubles to pensions. You can phone, webchat or use WhatsApp.

Good to know

MoneyHelper is a free service run by the Money and Pensions Service. You will always chat with a real person. Free Pension Wise appointments are available if you want to take money from a defined contribution pension.

Before you call

They may ask

  • some questions first, by webchat or WhatsApp, and then they connect you with a specialist

They can

  • talk to you by phone on 0800 011 3797, by webchat or by WhatsApp, with a real person
  • reply to an online form within 3 working days
  • take Relay UK text calls, give you a free British Sign Language interpreter, and find an interpreter if English or Welsh is not your first language
  • book a free Pension Wise appointment about how you can take money from a defined contribution pension

They cannot

  • answer on Saturdays, Sundays or bank holidays: phone and webchat are closed
  • give you a free call from outside the UK: their page says UK calls are free, and gives a separate outside-UK number, +44 (0)20 7932 5780

In the emergency guides: I'm behind on my council tax or rates → · A debt collector is chasing me, or I got court papers about a debt → · A flood, fire or storm hit my home → · I got a parking or traffic fine, or a court letter about one → · Someone died → · Money is being taken from my wages →

Hours
Monday to Friday, 9am to 5pm
Languages
English, Welsh
Last checked
October 3, 2026

See something out of date or wrong? Tell us by email.

We list this organization because it is a national service for the need on this page. We’re not affiliated with it, and we don’t speak for it. Last checked October 3, 2026: we opened its own site and confirmed this link and number. We don’t call the lines, and hours can change — their site has the latest.

Heavy moment? Call Samaritans on 116 123 — or someone to talk to →

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