StepChange Debt Charity

You can get free, confidential debt advice and a plan for dealing with what you owe. You tell them about your situation and they suggest the options that fit.

Good to know

The phone number is freephone, including from mobiles. Getting debt advice does not affect your credit file. You can start online, stop, and come back later.

Hours
Phone: Monday to Friday 8am to 8pm, Saturday 9am to 2pm. Online advice any time.
Coverage
UK-wide
Languages
English
Last checked
October 3, 2026

See something out of date or wrong? Tell us and we’ll check it.

We list this organization because it is a national service for the need on this page. We’re not affiliated with it, and we don’t speak for it. Last checked October 3, 2026: we opened its own site and confirmed this link and number. We don’t call the lines, and hours can change — their site has the latest.

Heavy moment? Call Samaritans on 116 123 — or we’re here.

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